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Ugh PayPal, haven't used them in ages, avoid them whenever I can - nowadays they're good for one off donations and that's about it. They take a fee here and a

Ugh PayPal, haven't used them in ages, avoid them whenever I can - nowadays they're good for one off donations and that's about it. They take a fee here and a fee there, and before you know it they've helped themselves to 4% of the takings. Sigh, and then there's the seemingly endless nagging about verifying extra users

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bluecalm 6y ago
It's more like 6%. Standard 2.9+% for transactions and then forced 2.9+% for currency conversion unless you're lucky and you accept transactions in your local currency.
analog31 6y ago
Like any other business service, PP works for some businesses and maybe not for others. I'm in the category of a small home business making a hardware product that only ships within the US. PayPal has got me covered. They have the customer protections that people seem to like when dealing with a nearly unknown business. They let me run my business from a passive web page and an e-mail address. They offer USPS first class mail as a shipping option, which saves me a lot of money on shipping. The USPS website forces you to use priority mail. Would I pay less for the same service? Sure. Am I aware of the horror stories? You bet. Do I explore other services? Yes. On the other hand, a purely digital business that already has a website, and is moving stuff internationally? Maybe there are better options.
Abishek_Muthian 6y ago
PayPal has some weird priorities, their existing checkout doesn't support CSP and the bug issue remains open for over a year without proper official updates on whether it will ever be fixed. [1] https://github.com/paypal/paypal-checkout-components/issues/1248 https://github.com/paypal/paypal-checkout-components/issues/...
mamon 6y ago
I'm not even sure what the use case for PayPal is - what can it do that Visa or MasterCard cannot?
- ipaddr 6y ago
  I use paypal. When I want to pay I click the paypal button and the visa is charged. You can still use visa. What I get is a one button checkout on smaller sites I may not feel safe giving my credit card number for them to store and/or process.
  - tartoran 6y ago
    Same here. Not sure why I should avoid paypal, it seems that it's a middleman but their cut is unnoticeable. I also use paypal to pay for things on ebay as well as venmo for other expenses.

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bluecalm 6y ago

It's more like 6%. Standard 2.9+% for transactions and then forced 2.9+% for currency conversion unless you're lucky and you accept transactions in your local currency.

analog31 6y ago

Like any other business service, PP works for some businesses and maybe not for others. I'm in the category of a small home business making a hardware product that only ships within the US. PayPal has got me covered. They have the customer protections that people seem to like when dealing with a nearly unknown business. They let me run my business from a passive web page and an e-mail address. They offer USPS first class mail as a shipping option, which saves me a lot of money on shipping. The USPS website forces you to use priority mail. Would I pay less for the same service? Sure. Am I aware of the horror stories? You bet. Do I explore other services? Yes. On the other hand, a purely digital business that already has a website, and is moving stuff internationally? Maybe there are better options.

Abishek_Muthian 6y ago

PayPal has some weird priorities, their existing checkout doesn't support CSP and the bug issue remains open for over a year without proper official updates on whether it will ever be fixed. [1] https://github.com/paypal/paypal-checkout-components/issues/1248 https://github.com/paypal/paypal-checkout-components/issues/...

mamon 6y ago

I'm not even sure what the use case for PayPal is - what can it do that Visa or MasterCard cannot?

ipaddr 6y ago
I use paypal. When I want to pay I click the paypal button and the visa is charged. You can still use visa. What I get is a one button checkout on smaller sites I may not feel safe giving my credit card number for them to store and/or process.
- tartoran 6y ago
  Same here. Not sure why I should avoid paypal, it seems that it's a middleman but their cut is unnoticeable. I also use paypal to pay for things on ebay as well as venmo for other expenses.