That is just the same story, which is based on a survey. At least it mentions that many people would decide to pay for such an expense with credit, even though

That is just the same story, which is based on a survey. At least it mentions that many people would decide to pay for such an expense with credit, even though they would have the cash. And just because some person has financial issues, they are not being exploited. It is still not the employers fault if a person is in that situation. While I sympathize with that problem, the solution in my opinion is not unions, but the creation of more jobs. Then workers who would be fired could simply find another job.