the 10%+ breakage is not "pure gravy" given that the coupons are governed by the credit card act of 2009. They are valid for up to five years. Unlikely to be re

the 10%+ breakage is not "pure gravy" given that the coupons are governed by the credit card act of 2009. They are valid for up to five years. Unlikely to be redeemed, but they are a liability on the books.