3 ms·
>Why don't just send them a letter and block their debits on your account? Bell Canada and other big Canadian corporations have direct access to credit report
by dgudkov 6y ago
>Why don't just send them a letter and block their debits on your account?
Bell Canada and other big Canadian corporations have direct access to credit report records. If not paid, they will spoil your credit report. A credit report is essential in Canada for things such as credit cards, mortgage, car loan, and sometimes even for renting an apartment or home. With a poor credit report score all this would become more expensive or even unavailable.
Customer service provided by large corporations in Canada is sometimes absurdly poor, but you can't do much about it because there are simply no reasonable alternatives.
- BrandoElFollito 6y agoYes indeed, we do not have this concept of credit score. And a company has the access to your account you allow them to have (via Direct Debit). An access you can shut down anytime, that bank must do it (this is usually via the web site) and then it becomes a problem between you and the company. Same goes for a credit card, you can ask you ban for a reverse charge and disallow any further charges from that company. This credit report thing is a real pain in the US/Canada, from what I see in various posts and comments.