Median household income in US is $68K (2019) https://www.reuters.com/article/us-usa-economy-census-idUSKBN2662EY https://www.reuters.com/article/us-usa-economy

Median household income in US is $68K (2019) https://www.reuters.com/article/us-usa-economy-census-idUSKBN2662EY https://www.reuters.com/article/us-usa-economy-census-idUSKB... Median mortgage payment is $1550/mo. 40% of US homes are free of mortgage. https://www.businessinsider.com/personal-finance/average-mortgage-payment?op=1 https://www.businessinsider.com/personal-finance/average-mor... https://www.forbes.com/sites/brendarichardson/2019/07/26/nearly-40-of-homes-in-the-us-are-free-and-clear-of-a-mortgage/?sh=77ebca0447c2 https://www.forbes.com/sites/brendarichardson/2019/07/26/nea... There are a lot of folks in the US that are just scraping by. There are a lot more folks with enough disposable income to pursue one of these strategies. Not everybody. [And this doesn’t include wealth and savings.]