I'll cop to hand-waving and painting cryptocurrencies w/ a broad brush here. But it seems like Diem hasn't really figured out what its system is gonna be: https

I'll cop to hand-waving and painting cryptocurrencies w/ a broad brush here. But it seems like Diem hasn't really figured out what its system is gonna be: https://en.wikipedia.org/wiki/Diem_(digital_currency)#Implementation https://en.wikipedia.org/wiki/Diem_(digital_currency)#Implem.... Looking at their docs and such, it seems like it'll be centralized under the stakeholders until they implement proof of stake, which IMO makes it just another reserve bank.