I don't know about Germany, but in france, the 20% include retirement plan and something else untranslatable, but think financial help for familly with children

I don't know about Germany, but in france, the 20% include retirement plan and something else untranslatable, but think financial help for familly with children, youth camp and childcare founding, association founding, financial help for college students. I think the "secu" (health care) take around 30% of our blocked slaray, so it more like 7-8%.