3 ms·

Wouldn't it be simpler for the ACH file creator to cryptographically sign the contents of the file? Attaching a signature to the end of the file (a la PGP) aft

Wouldn't it be simpler for the ACH file creator to cryptographically sign the contents of the file? Attaching a signature to the end of the file (a la PGP) after the padding rows seems workable.

GartzenDeHaes 6y ago
The goal of using block chain here would be to reverse individual transactions (a row in the file) after then money has moved through several files/institutions.