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Then when you go to open a credit card or actually try to clean up your credit report, you'll need to remember which Taco Bell you randomly pretended to live at

by mike_d 6y ago

Then when you go to open a credit card or actually try to clean up your credit report, you'll need to remember which Taco Bell you randomly pretended to live at to answer security questions.

zxcvbn4038 6y ago
When I run into that problem I wait for the rejection mail from the creditor, then I write back with a redacted photocopy of my IDs - completely useless with everything blacked out but my name - and a copy of their letter. I say here is my redacted ID as proof of identity and a photocopy of your letter as proof of receipt so please approve me and that has worked every time so far. It makes it very easy to see where the line between security and security theater is drawn. Not that any US bank is going to win awards for security (except maybe Robinhood, they really stand out with standards based 2FA and the ability to block external ACH with a click)
- summitsummit 6y ago
  sad state of affairs that this level of surgical precision and orchestration is required just to not be stalked and creeped on to incredible levels. and this doesn’t even cover the situation with respective to showing up on relatives’ profiles. if you have the time, you should make a complimentary “solution” read me page for this post. deletion really does seem to be an unwinnable proposition, so flooding with false data is a great approach. can this be automated?
pbhjpbhj 6y ago
UK civil service users third party identity confirmation for jobs, companiess like Experian and the Post Office - you know companies that leak personal data like a sieve. Anyway, one of the verifiers is past addresses, so this sort of thing could prove a problem when applying for jobs in the UK. Tories gotta tory - put a private firm between people and job applications, demand they give all their ID data to that firm. Oh, and the firms all have recent mass data leaks. It's a core part of several gov departments (passports, drivers licensing, benefits, taxes) to be able to ID people and the gov have all the data with which to do it. Crazy.

by mike_d 6y ago

Then when you go to open a credit card or actually try to clean up your credit report, you'll need to remember which Taco Bell you randomly pretended to live at to answer security questions.

zxcvbn4038 6y ago

When I run into that problem I wait for the rejection mail from the creditor, then I write back with a redacted photocopy of my IDs - completely useless with everything blacked out but my name - and a copy of their letter. I say here is my redacted ID as proof of identity and a photocopy of your letter as proof of receipt so please approve me and that has worked every time so far. It makes it very easy to see where the line between security and security theater is drawn. Not that any US bank is going to win awards for security (except maybe Robinhood, they really stand out with standards based 2FA and the ability to block external ACH with a click)

summitsummit 6y ago
sad state of affairs that this level of surgical precision and orchestration is required just to not be stalked and creeped on to incredible levels. and this doesn’t even cover the situation with respective to showing up on relatives’ profiles. if you have the time, you should make a complimentary “solution” read me page for this post. deletion really does seem to be an unwinnable proposition, so flooding with false data is a great approach. can this be automated?

pbhjpbhj 6y ago

UK civil service users third party identity confirmation for jobs, companiess like Experian and the Post Office - you know companies that leak personal data like a sieve. Anyway, one of the verifiers is past addresses, so this sort of thing could prove a problem when applying for jobs in the UK. Tories gotta tory - put a private firm between people and job applications, demand they give all their ID data to that firm. Oh, and the firms all have recent mass data leaks. It's a core part of several gov departments (passports, drivers licensing, benefits, taxes) to be able to ID people and the gov have all the data with which to do it. Crazy.