> But the bank hasn't made any money?! It just wants back "more" than it "gave". Am I missing something? Let's take the example where the bank loans out $10 an

> But the bank hasn't made any money?! It just wants back "more" than it "gave". Am I missing something? Let's take the example where the bank loans out $10 and wants back $11. The money created in this example is not $1 (when the loan is eventually paid back and the bank makes $1 profit), it's $10 (when the loan is initially given out). Let's imagine that the bank does not want to make a profit and only wants back $10. Even in this example the bank is creating $10. If you sum up how much money everybody has, people have $10 more money the moment the loan is given out.