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Has the ACA caused prices to go down? I'm getting mixed messages about who has actually benefited, with "only insurers and people who were covered by the Medica
by DangitBobby 6y ago
Has the ACA caused prices to go down? I'm getting mixed messages about who has actually benefited, with "only insurers and people who were covered by the Medicare expansion actually benefited" being the impression that I get.
- deleted 6y ago[deleted]
- perl4ever 6y agoWhether prices have gone down may be of importance to society, but on a personal level, being able to pay is more germane. Before the ACA, when I was unemployed and not in school, I just wasn't insured. At this point though, that's kind of a long time ago. Also, I think you may be confusing Medicare and Medicaid. I've never been covered under either.
- DangitBobby 6y agoYes, I am mixing them up.
- takeda 6y agoIt did (especially for older people), but in the states that were willing to expand medicaid (the red states refused so there's an income gap where you make too much to qualify for subsidy, but too little to afford the regular prices)
- Retric 6y agoIt dramatically decreased prices for people with pre existing conditions. Which slightly raised prices for everyone else. Considering that expensive medical conditions are the point of medical insurance this is likely a good thing on average. Aka, cheap insurance that’s not actually covering you is kind of pointless. All Marketplace plans must cover treatment for pre-existing medical conditions. No insurance plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started. Once you're enrolled, the plan can't deny you coverage or raise your rates based only on your health.