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If you're really helping someone, how can they end up ripping you off? Are you helping them in the same way a water salesman might help somebody dying of thirst

If you're really helping someone, how can they end up ripping you off? Are you helping them in the same way a water salesman might help somebody dying of thirst in the desert, by selling them water at a reasonable price? Sounds more like you tried to profit opportunistically and failed. Don't expect pity.

abnry 6y ago
If the sale of debt is targeted towards someone vulnerable, as your dying of thirst in the desert example is, then that is immoral. However, the entire system that allows anyone to go into debt is not immoral, and it is generally not targeted. As long as there is no lying and obfuscation, you reap the consequences you make. You should no more expect someone not to collect debt than you should expect to walk out of Walmart with whatever you want. If someone needs charity, that should be supplied OUTSIDE the normal system (non-profits, governments, friends and family), otherwise the system itself is ripe for abuse.
syshum 6y ago
>>If you're really helping someone, how can they end up ripping you off? So you believe scams only happen on one side of the equation? No one has ever faked being homeless, having a medical condition, or faked some other loss or emergency to get money from people under false pretenses? You believe this is never happened in all of history? People have never borrowed money from friends and family for "food" or "housing" only to find out they spent it on drugs, alcohol, vacations etc? Debt Collectors are not the only scammers out there
- darkerside 6y ago
  In my book, when you help, you help free of charge, free of expectation, because you want to help. It's why I don't loan money to friends, I only give them money I'm willing not to see again. If you are charging interest, and particularly if you're getting angry when it's not repaid in a timely fashion with that interest, I wouldn't call that help. I would call it a business transaction. The grocery store doesn't "help" me with food. I pay for it.
lopmotr 6y ago
In one case, I sold a car and the buyer wanted to pay only part of the price at first. I was young and trusting so I agreed. He never paid it. Yes, I thought I was helping him because he wanted a car and was short of money, but no, I wasn't expecting to give him free money. Now I know better, I wouldn't do that, but it's usually naive people who get ripped off. If everyone had a good clear understanding of every situation involving money, nobody would get ripped off.

abnry 6y ago

If the sale of debt is targeted towards someone vulnerable, as your dying of thirst in the desert example is, then that is immoral. However, the entire system that allows anyone to go into debt is not immoral, and it is generally not targeted. As long as there is no lying and obfuscation, you reap the consequences you make. You should no more expect someone not to collect debt than you should expect to walk out of Walmart with whatever you want. If someone needs charity, that should be supplied OUTSIDE the normal system (non-profits, governments, friends and family), otherwise the system itself is ripe for abuse.

syshum 6y ago

>>If you're really helping someone, how can they end up ripping you off? So you believe scams only happen on one side of the equation? No one has ever faked being homeless, having a medical condition, or faked some other loss or emergency to get money from people under false pretenses? You believe this is never happened in all of history? People have never borrowed money from friends and family for "food" or "housing" only to find out they spent it on drugs, alcohol, vacations etc? Debt Collectors are not the only scammers out there

darkerside 6y ago
In my book, when you help, you help free of charge, free of expectation, because you want to help. It's why I don't loan money to friends, I only give them money I'm willing not to see again. If you are charging interest, and particularly if you're getting angry when it's not repaid in a timely fashion with that interest, I wouldn't call that help. I would call it a business transaction. The grocery store doesn't "help" me with food. I pay for it.

lopmotr 6y ago

In one case, I sold a car and the buyer wanted to pay only part of the price at first. I was young and trusting so I agreed. He never paid it. Yes, I thought I was helping him because he wanted a car and was short of money, but no, I wasn't expecting to give him free money. Now I know better, I wouldn't do that, but it's usually naive people who get ripped off. If everyone had a good clear understanding of every situation involving money, nobody would get ripped off.