Because of the ACA insurance providers cannot deny people based off of pre-existing conditions [0]. There have been several challenges to this point coming from

Because of the ACA insurance providers cannot deny people based off of pre-existing conditions [0]. There have been several challenges to this point coming from the right centering around how the individual mandate may make the entire law unsonstitutional [1]. But as far as I know this hasn't been decided yet in the court system. [0] - https://www.hhs.gov/answers/affordable-care-act/can-i-get-coverage-if-i-have-a-pre-existing-condition/index.html https://www.hhs.gov/answers/affordable-care-act/can-i-get-co... [1] - https://www.npr.org/sections/health-shots/2020/01/08/794080996/stakes-high-for-democrats-and-republicans-in-bid-to-rush-aca-to-supreme-court https://www.npr.org/sections/health-shots/2020/01/08/7940809...