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I also had bad experiences with Revolut including a completely unresponsive customer support. More importantly, what alternatives are available? Ideally: - ha

I also had bad experiences with Revolut including a completely unresponsive customer support. More importantly, what alternatives are available? Ideally: - has an API - reasonably priced or free - works in EU

londons_explore 6y ago
Monzo is better in nearly all ways, except slightly worse exchange rates.
- deergomoo 6y ago
  Had nothing but good experiences with Monzo, though admittedly I only use it as a day to day spending account.
- jbb123 6y ago
  All ways? They appear to have _literally_ no way to use any of their services except through a phone "app". No thank you. I don't want a toy bank.
  - lorenzhs 6y ago
    The GP is asking for an alternative to Revolut, which is also an app-based bank. You might be in the wrong thread.
  - oarsinsync 6y ago
    They also have an API, which is what the GP was asking for.
- benhurmarcel 6y ago
  It's only available in the UK, not in the EU.
  - londons_explore 6y ago
    Register in the UK and then move to the EU and it keeps working just fine. It's not like you need nearby branches...
uolot 6y ago
I've been using Transferwise for quite a while, never had any issues with them. The transfers are quick, fees are low, exchange rates are fair.
- ThePowerOfFuet 6y ago
  TransferWise is lovely, but it is not legally a bank.
npx13 6y ago
Bunq.
- blunte 6y ago
  If their service is anything like their recruitment process, I would stay away.
- bluemax 6y ago
  For day to day usage you need at least a Premium account which is 8 Euro a month. I loved the user experience for doing iDEAL payments but that's all I used it for so I stopped my subscription.
  - eeZah7Ux 6y ago
    8 Euro a month is far from reasonable.
fauigerzigerk 6y ago
Depends on what you want to use it for. Transferwise's borderless account and multi currency debit card has served me well for years. It's worth noting though that they are not a bank. They are a money transfer service and as such not covered by any deposit insurance scheme. Also, some institutions like stock brokers do not accept payments from Transferwise. Monzo has also been working well for me, but I only opened the account a couple of months ago. Unfortunately they don't have a web interface, which makes it a bit more fiddly to use than I would like. And they are UK only.
ThePowerOfFuet 6y ago
www.bunq.com

londons_explore 6y ago

Monzo is better in nearly all ways, except slightly worse exchange rates.

deergomoo 6y ago
Had nothing but good experiences with Monzo, though admittedly I only use it as a day to day spending account.
jbb123 6y ago
All ways? They appear to have _literally_ no way to use any of their services except through a phone "app". No thank you. I don't want a toy bank.
- lorenzhs 6y ago
  The GP is asking for an alternative to Revolut, which is also an app-based bank. You might be in the wrong thread.
- oarsinsync 6y ago
  They also have an API, which is what the GP was asking for.
benhurmarcel 6y ago
It's only available in the UK, not in the EU.
- londons_explore 6y ago
  Register in the UK and then move to the EU and it keeps working just fine. It's not like you need nearby branches...

uolot 6y ago

I've been using Transferwise for quite a while, never had any issues with them. The transfers are quick, fees are low, exchange rates are fair.

ThePowerOfFuet 6y ago
TransferWise is lovely, but it is not legally a bank.

npx13 6y ago

Bunq.

blunte 6y ago
If their service is anything like their recruitment process, I would stay away.
bluemax 6y ago
For day to day usage you need at least a Premium account which is 8 Euro a month. I loved the user experience for doing iDEAL payments but that's all I used it for so I stopped my subscription.
- eeZah7Ux 6y ago
  8 Euro a month is far from reasonable.

fauigerzigerk 6y ago

Depends on what you want to use it for. Transferwise's borderless account and multi currency debit card has served me well for years. It's worth noting though that they are not a bank. They are a money transfer service and as such not covered by any deposit insurance scheme. Also, some institutions like stock brokers do not accept payments from Transferwise. Monzo has also been working well for me, but I only opened the account a couple of months ago. Unfortunately they don't have a web interface, which makes it a bit more fiddly to use than I would like. And they are UK only.

ThePowerOfFuet 6y ago