You wouldn't need to handle it centrally, you could do something like log all "single-state" transactions against a name, SSN, & bank account, and publish to re

You wouldn't need to handle it centrally, you could do something like log all "single-state" transactions against a name, SSN, & bank account, and publish to reach of the other states your data -- preferably through a federal data store, but it could still work otherwise?