Banking is a sector where it's easy to win on a short term (10year) horizon and lose everything on a 20 year horizon. Ultimately if the taxpayer is going to fo

Banking is a sector where it's easy to win on a short term (10year) horizon and lose everything on a 20 year horizon. Ultimately if the taxpayer is going to foot the bill on the 20 year horizon then they should be able to ensure that only players obeying the guardrails are allowed to play.