Have you ever actually had to hire someone to do something nontrivial? Statistically speaking, hiring good help is difficult. Hiring good help repeatedly is a

Have you ever actually had to hire someone to do something nontrivial? Statistically speaking, hiring good help is difficult. Hiring good help repeatedly is a skill. Building an entire business in an unfamiliar domain is certainly easier with inherited money, but still requires rare talent. Which is why as another poster pointed out, the 1% has a 50% generational turnover.