IIRC the loan is forgiven if used on payroll? In any case, the fact they are on the hook for it is not the point. There are lots of firms who want to be on the

IIRC the loan is forgiven if used on payroll? In any case, the fact they are on the hook for it is not the point. There are lots of firms who want to be on the hook but can't get the loan they need.