26 ms·

That's a great advice. Yes I am in the US.I will start that application right now. I panic paid off my car insurance just in case things get worse. I'll shop

That's a great advice. Yes I am in the US.I will start that application right now. I panic paid off my car insurance just in case things get worse. I'll shop for a cheaper phone plan. Gym memberships, online streaming and frivolous stuff will go. Capitalism for the win.

fred_is_fred 7y ago
You should have already put your gym on hold - see if they will freeze it. Presumably you have not been in at least 2 weeks. Also if you are not driving you can perhaps get a discount for the mileage reduction. You might also just let them know you are laid off.
- Red-Ted 7y ago
  Your insurance will go up if you're unemployed don't bother telling them mate.
  - protomyth 7y ago
    Second this, don't tell them - it will make life a pain in the butt.
jedberg 7y ago
Before you cut everything, keep in mind that you're still a human being and have psychological needs. If that streaming service brings you hours of joy, it might be cheaper to keep it than the bills for your mental health treatment down the line. Don't just cut everything out of your life cold turkey. Keep something that brings you joy.
- seanmcdirmid 7y ago
  Having just basic internet and youtube can go a long way. So you can get creative during a crisis and learn to work with a bit less to get almost as much.
  - cferr 7y ago
    Even a deck of playing cards can kill plenty of time. Pencils and paper are cheap as well.
  - bdcravens 7y ago
    There are also a few free services. A lot of them (IMDB tv, tubi, etc) show alot of the same movies and shows, but Pluto TV is actually a very interesting service (features content from Viacom and "clip shows" from networks like CNN)
  - cwkoss 7y ago
    You can stream most movies and TV shows online for free if you are willing to spend the time looking for them! Friendly reminder that there is nothing immoral about "piracy" of digital content. Culture should be free, so if you're not in a position to afford content, don't pay for it.
    - kortilla 7y ago
      > Culture should be free, Tell that to the artists who want to make a living making this stuff.
  - jdofaz 7y ago
    TV antenna is another option if you don't want to pay for land line internet
  - sizzle 7y ago
    Reading fiction books is a great way to pass time
- fred_is_fred 7y ago
  In many cities Comcast and other ISPs are offering free or reduced internet plans - might be worth looking into. And with the libraries closed your point is valid, you do need some outlets.
- AareyBaba 7y ago
  HBO is offering free streaming of some shows on hbonow.com No signups or credit card entry. Just click and watch.
- derwiki 7y ago
  You can also rent/stream videos from the library!
  - karatestomp 7y ago
    Kanopy if your library offers it. Free streaming service, no ads. Lots of good stuff. Depending on one's tastes it might be better than Netflix—some major movies rotate through, lots of classics, quite a few Criterion movies at any given time. Surprisingly poor on the childrens' entertainment front, but that's what PBS is for.
- SeeDave 7y ago
  pluto.tv and coursera are great free alternatives that can entertain and educate :)
  - kls 7y ago
    A second for pluto.tv
- alex7o 7y ago
  The pirate bay is your friend.
- matt_the_bass 7y ago
  FYI your local library may offer free streaming services. Mine does with Kanopy. It’s actually pretty good.
bdcravens 7y ago
> I'll shop for a cheaper phone plan. May not apply to you, but if you're an Xfinity customer, their mobile service is a great value: runs on the Verizon network, and you only pay for data. I switched to it for a few months during a financial crisis I had. It wasn't good for tethering (that gets too expensive vs. a carrier like Verizon), but there were months my bill was only $12 or $24 due to minimal data use (I brought my iPhone from Verizon)
- mgerdts 7y ago
  I was using Verizon on a 2 GiB shared plan with my wife. Neither of us use much data, so we always had plenty left over. Switched to Spectrum, which is also on Verizon. It requires Spectrum internet or TV. The bill dropped from about $80 fo the two of us to $28. The new plan is $14 per phone per gig, data is shared. The price includes all taxes. The only extra charges are for international calls or adding another gig.
  - hedora 7y ago
    Tracfone can be slightly cheaper, especially for light users. I’m on their cheapest smartphone plan at $10/month/phone. (You have to buy a year ahead to get this rate, but you can get to $12 with a two month purchase). They work on the TMobile, Verizon and AT&T network, and you can bring your own unlocked phone.
maineldc 7y ago
> I panic paid off my car insurance just in case things get worse. Still shop as you will get a refund from your current insurer when you cancel. Just because you paid doesn't mean that money is gone!
jimmydddd 7y ago
Millions of people are filing for unemployment right now. Do this first. Like, reasearch over the weekend and get to filing first thing Monday morning.
g_langenderfer 7y ago
Capitalism didn't give people an appetite for bat.
- alex7o 7y ago
  Ironically it did, if you are poor you will eat anything to survive imo?
  - g_langenderfer 7y ago
    As a result of china's partial capitalism adoption: https://ourworldindata.org/exports/size-poverty-gap-world_v2_850x600.svg https://ourworldindata.org/exports/size-poverty-gap-world_v2...
baidoct 7y ago
You can cancel your online streaming, I got free slot on my accounts :) I'd be happy to share with you.

fred_is_fred 7y ago

You should have already put your gym on hold - see if they will freeze it. Presumably you have not been in at least 2 weeks. Also if you are not driving you can perhaps get a discount for the mileage reduction. You might also just let them know you are laid off.

Red-Ted 7y ago
Your insurance will go up if you're unemployed don't bother telling them mate.
- protomyth 7y ago
  Second this, don't tell them - it will make life a pain in the butt.

jedberg 7y ago

Before you cut everything, keep in mind that you're still a human being and have psychological needs. If that streaming service brings you hours of joy, it might be cheaper to keep it than the bills for your mental health treatment down the line. Don't just cut everything out of your life cold turkey. Keep something that brings you joy.

seanmcdirmid 7y ago
Having just basic internet and youtube can go a long way. So you can get creative during a crisis and learn to work with a bit less to get almost as much.
- cferr 7y ago
  Even a deck of playing cards can kill plenty of time. Pencils and paper are cheap as well.
- bdcravens 7y ago
  There are also a few free services. A lot of them (IMDB tv, tubi, etc) show alot of the same movies and shows, but Pluto TV is actually a very interesting service (features content from Viacom and "clip shows" from networks like CNN)
- cwkoss 7y ago
  You can stream most movies and TV shows online for free if you are willing to spend the time looking for them! Friendly reminder that there is nothing immoral about "piracy" of digital content. Culture should be free, so if you're not in a position to afford content, don't pay for it.
  - kortilla 7y ago
    > Culture should be free, Tell that to the artists who want to make a living making this stuff.
- jdofaz 7y ago
  TV antenna is another option if you don't want to pay for land line internet
- sizzle 7y ago
  Reading fiction books is a great way to pass time
fred_is_fred 7y ago
In many cities Comcast and other ISPs are offering free or reduced internet plans - might be worth looking into. And with the libraries closed your point is valid, you do need some outlets.
AareyBaba 7y ago
HBO is offering free streaming of some shows on hbonow.com No signups or credit card entry. Just click and watch.
derwiki 7y ago
You can also rent/stream videos from the library!
- karatestomp 7y ago
  Kanopy if your library offers it. Free streaming service, no ads. Lots of good stuff. Depending on one's tastes it might be better than Netflix—some major movies rotate through, lots of classics, quite a few Criterion movies at any given time. Surprisingly poor on the childrens' entertainment front, but that's what PBS is for.
SeeDave 7y ago
pluto.tv and coursera are great free alternatives that can entertain and educate :)
- kls 7y ago
  A second for pluto.tv
alex7o 7y ago
The pirate bay is your friend.
matt_the_bass 7y ago
FYI your local library may offer free streaming services. Mine does with Kanopy. It’s actually pretty good.

bdcravens 7y ago

> I'll shop for a cheaper phone plan. May not apply to you, but if you're an Xfinity customer, their mobile service is a great value: runs on the Verizon network, and you only pay for data. I switched to it for a few months during a financial crisis I had. It wasn't good for tethering (that gets too expensive vs. a carrier like Verizon), but there were months my bill was only $12 or $24 due to minimal data use (I brought my iPhone from Verizon)

mgerdts 7y ago
I was using Verizon on a 2 GiB shared plan with my wife. Neither of us use much data, so we always had plenty left over. Switched to Spectrum, which is also on Verizon. It requires Spectrum internet or TV. The bill dropped from about $80 fo the two of us to $28. The new plan is $14 per phone per gig, data is shared. The price includes all taxes. The only extra charges are for international calls or adding another gig.
- hedora 7y ago
  Tracfone can be slightly cheaper, especially for light users. I’m on their cheapest smartphone plan at $10/month/phone. (You have to buy a year ahead to get this rate, but you can get to $12 with a two month purchase). They work on the TMobile, Verizon and AT&T network, and you can bring your own unlocked phone.

maineldc 7y ago

> I panic paid off my car insurance just in case things get worse. Still shop as you will get a refund from your current insurer when you cancel. Just because you paid doesn't mean that money is gone!

jimmydddd 7y ago

Millions of people are filing for unemployment right now. Do this first. Like, reasearch over the weekend and get to filing first thing Monday morning.

g_langenderfer 7y ago

Capitalism didn't give people an appetite for bat.

alex7o 7y ago
Ironically it did, if you are poor you will eat anything to survive imo?
- g_langenderfer 7y ago
  As a result of china's partial capitalism adoption: https://ourworldindata.org/exports/size-poverty-gap-world_v2_850x600.svg https://ourworldindata.org/exports/size-poverty-gap-world_v2...

baidoct 7y ago

You can cancel your online streaming, I got free slot on my accounts :) I'd be happy to share with you.