If done right, this is planned for. Yes this year will suck but it’ll go back up and the so called “safe withdrawal rate” accounts for such dips. Besides it’s e

If done right, this is planned for. Yes this year will suck but it’ll go back up and the so called “safe withdrawal rate” accounts for such dips. Besides it’s easier to pick up part time work for a year if you retired before 40 if you need to top up your income than if you retired at the prescribed 65+ years old and are too old to work anymore.