I wish somebody would make a crypto wallet/gateway combo that worked with this. That combined with a auto “spend and replace” would actually make using crypto

I wish somebody would make a crypto wallet/gateway combo that worked with this. That combined with a auto “spend and replace” would actually make using crypto as simple and easy as say, Apple Pay. And merchants could accept it without a payment processor, and pay no fees, have no risk of chargebacks, maybe pass some savings back to the customer, etc..