Yes, I’ve had this happen and usually I just assent and pull out a card. Since I’ve just asked to avoid feeling rude, I’m probably not going to try Apple Pay in

Yes, I’ve had this happen and usually I just assent and pull out a card. Since I’ve just asked to avoid feeling rude, I’m probably not going to try Apple Pay in defiance of them. When I’ve thought Apple Pay would have actually worked in that kind of situation, I try it next time I’m there (without asking first!)