4 ms·
All I have is wild speculation, but I'll attempt an answer. I believe there was quite a bit of concern about providing any identification along with a in-perso
by DanielBMarkham 16y ago
All I have is wild speculation, but I'll attempt an answer.
I believe there was quite a bit of concern about providing any identification along with a in-person CC purchase. The idea was that by providing identifying information, plus a credit card number, you were making it extremely easy for someone to lift your identity. The clerk could pick up the phone immediately after you left the store and order whatever he wanted using your card.
So the theory was: ID check in person -> bad. ID check by internet or phone -> good.
- tptacek 16y agoThat seems so backwards to me. I've had physical cards stolen before, and they get used, in person, immediately. I write "ASK ID" on the back of all my cards and thank clerks when they ask me.
- DanielBMarkham 16y agoI'm not a security guy, so I'm at a loss with analyzing whether it makes sense or not. It did occur to me, though, that I would not want to be the clerk asking for ID if the guy on the other end of the counter had just mugged somebody at gunpoint and was now looking to buy something so he could go down the street and pawn it to purchase drugs. But I can definitely see the other side of the argument too.
- joezydeco 16y agoThat works 99% of the time for me. The other 1% are people that point out the NOT VALID UNLESS SIGNED right above the signature block.