By taken care of, I meant earn enough to take care of insurance and housing. But there's a lot of wiggle room there. People spend much too much on having a larg

By taken care of, I meant earn enough to take care of insurance and housing. But there's a lot of wiggle room there. People spend much too much on having a larger space than they can afford, and then it becomes a millstone. For health insurance, I go for high deductibles and copay and take the risk. For vision and dental, I go for health-tourism ... hang out by a beach and get your checkups done as well.