5 ms·
As long as it also supports regular credit card payment. Being locked into a single companies proprietary payment service doesn't sound like a good thing to me.
by p1necone 7y ago
As long as it also supports regular credit card payment. Being locked into a single companies proprietary payment service doesn't sound like a good thing to me.
- scarface74 7y agoThere is nothing proprietary about Apple Pay on the web. It’s an implementation W3C Payments API.
- p1necone 7y agoAs far as I can tell the W3C Payments API standardises the path from payment provider to merchant, but the customer to payment provider interaction is the proprietary part. I.e as a merchant I can easily integrate Apple Pay as an available payment option in the same way as others, but as a customer I can't use Apple Pay unless I'm using Apple sanctioned devices/software and have an Apple account. Other commenters mentioned it only working in Safari, and according to Wikipedia it only works on Apple devices.
- scarface74 7y agoYou can only use Apple Pay in Safari. But if you use the standard W3C Payments API, a Chrome browser running on an Android device with suitable security will use Android Pay just like an Apple device running Safari will use Apple Pay. Apple Pay is Safari’s implementation of the standard. Apple stores your payment information and uses the Secure Enclave for authorization. How could Apple ensure a secure path on non Apple browsers or on non Apple hardware? What’s the use case where you would use Apple Pay as opposed to your hardware vendors implementation on a non Apple device? Just a snippet from the standard. https://www.w3.org/TR/payment-request/ https://www.w3.org/TR/payment-request/ This specification standardizes an API to allow merchants (i.e. web sites selling physical or digital goods) to utilize one or more payment methods with minimal integration. User agents (e.g., browsers) facilitate the payment flow between merchant and user.
- p1necone 7y agoAh, I see. So if a merchant supports paying with Apple Pay, they also support paying with Android, or any other payment provider that supports the same standard?
- scarface74 7y agoYes.
- davidgh 7y agoNot automatically. If a merchant does the work to support Apple Pay they don’t get Google Pay “for free”. But if you’ve done the work for Apple Pay, you’ve covered a lot of the ground necessary to support Google Pay, for example.
- imtringued 7y agoSo they will only support Apple Pay?
- threeseed 7y agoThink of Apple Pay like a virtual credit card. And so you can't use it without being an account holder just like with Mastercard or Visa.
- GhettoMaestro 7y ago> I.e as a merchant I can easily integrate Apple Pay as an available payment option in the same way as others, but as a customer I can't use Apple Pay unless I'm using Apple sanctioned devices/software and have an Apple account. Other commenters mentioned it only working in Safari, and according to Wikipedia it only works on Apple devices. Yeah. It is called the Apple ecosystem. Don't like it? Don't use it. I personally have been very satisfied with Apple so far.
- gigatexal 7y agoThere are providers that do this like the people from Square. As an Apple ecosystem user with an Apple Card (that I use almost exclusively) I just prefer Apple Pay but it combined with Sign In with Apple means I don’t have to give the merchant my real email (yes I know other email providers provide one time emails and such but for me the Apple sign in feature is much easier and convenient).