After reading up on the DHH situation I'm starting to wonder if social media is beginning to sneak its way into American banks as a credit worthiness data point

After reading up on the DHH situation I'm starting to wonder if social media is beginning to sneak its way into American banks as a credit worthiness data point. The Chinese are at least up-front about it, but I've heard talk out of the US financial software area for a long time beforehand as being something that was inevitable.