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7.1 cheques per household? I understand a rent check, but what are those others? Or, since that's an average, is it that most households write just one, but the
by lostcolony 7y ago
7.1 cheques per household? I understand a rent check, but what are those others? Or, since that's an average, is it that most households write just one, but then enough elderly people are writing checks at the store (that I invariably am stuck behind) that it inflates the average?
- ghaff 7y agoI don't know the last time I've written a check in the store and I have a lot of things set to autopay but I still do write a few a few checks every month: housekeeper, various money I owe my neighbor, pay people for food on weekend trips, furnace maintenance, contractors, etc. (If you count the checks my bank writes and mails for me, then I'm certainly up in the 7 or 8 a month range.)
- Scoundreller 7y agoI write them sometimes for vendors I don’t like. Like my local electricity utility that charges me demand charges as if I were an industrial user.
- closeparen 7y agoFamily gifts and settlement between friends. Middle aged people use plastic but definitely not Venmo. Medical billing is also a big one. Most practices will also let you write down your credit card number on a piece of paper, but at that point a check is nicer. Charity. A check means your whole contribution goes to the organization, instead of having Visa take a cut.
- lostcolony 7y agoYeah, I thought about gifts and paying an older person who doesn't rely on tech (my mother is 60, she takes Venmo). Didn't think about medical billing (I've never written a check for that either; I assume you mean mailed bills, but I just call because that's less effort than either, and doesnt run the risk of the check getting lost in the mail). But either way...more than 7 a month for that stuff? That's nearly two a week, per household. None of those listed items seem like 'monthly' occurrences for most people.
- 5555624 7y agoMy gas bill. Paying them electronically involves a third-party, which charges a fee. It's easier for me to simply write a check. That's 12 checks a year. The same goes for my real estate taxes, which have a 2.2% convenience fee, as well as a transaction fee. That's four checks a year.
- deleted 7y ago[deleted]
- astura 7y agoI usually pay my property taxes via check, which are due twice a year. Sometimes I just eat the online processing fee ($4). The last one-off check I wrote was to a plumber who charged 3% fee for credit card.
- pfranz 7y agoI have ongoing medical services and a lot of smaller places have archaic billing systems so I regularly write checks. When I call a plumber or electrician I often end up writing a check. I'll still send a check if there's a fee to pay online or via credit card (like DMV or property taxes). I find it a bit silly and wish there were other options. My co-workers in other countries find it very backwards, too.