> but in the era of 0% interests or negative interests, buying a house in a Big City You’re contradicting yourself here. Remember, a loan from a bank is techni

> but in the era of 0% interests or negative interests, buying a house in a Big City You’re contradicting yourself here. Remember, a loan from a bank is technically renting the money from the bank. So unless you’re paying cash, you’re renting something. Plus, with a loan, you’re taking on insolvency risk (e.g., you lose you’re job and can’t pay the mortgage). Your comment on selling if you face economic difficulties is just as contradictory - what happens if you are laid off in a recession, when it is harder to find buyers and the price is lower? There are risks either way, they are just dressed up in different clothes. Make sure you understand those risks as opposed to repeating things that just sound good .