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Federal law means your insurance has to pay for emergency room care. They do like to try to weasel out of it by saying you actually have a true emergency thoug
by sjg007 7y ago
Federal law means your insurance has to pay for emergency room care. They do like to try to weasel out of it by saying you actually have a true emergency though. You can push back and get your state insurance regulator involved.
- ocdtrekkie 7y agoIsn't this why the costs are so outrageous? The guaranteed insurance coverage means hospitals know they can charge whatever they want. This is why I'm not psyched about single payer healthcare solutions: It's not solving the problem, and may just mean huge government waste. It'd be far more effective to aggressively regulate hospital billing, wouldn't it?
- asdfasgasdgasdg 7y ago> It's not solving the problem, and may just mean huge government waste. You should look into the efficiency of medicare and medicaid if you're really worried about this. It might put some of your fears to rest.
- lumost 7y agoDepends on whether hospitals execute efficiently on the capital they raise from bad billing practices. If they are, regulating billing either won't change the final costs, or degrade service.
- sjg007 7y agoERs are mandated to provide emergency care to anyone regardless of insurance status. They get sweet tax deductions to do so and they get reimbursed by medicare as well. Also they have to take every insurance. There's a limit though, usually they will do enough to stabilize you out of immediate danger. So if you go to the ER with cancer and no insurance they may help you stabilize but they won't necessarily treat your cancer.