That's absolutely correct, though financial technology of this type can also make it easier to start a seasonal business by effectively evening out its cashflow

That's absolutely correct, though financial technology of this type can also make it easier to start a seasonal business by effectively evening out its cashflows. This won't be hugely impactful for B2B SaaS companies, but it might be a game changer for e-scooters and vacation rental companies, for example - and thereby expand the market for seasonal companies.