We need to shift identity theft back onto the businesses being the ones to bear the costs. This would be hard to do, but would be far simpler than trying to fo

We need to shift identity theft back onto the businesses being the ones to bear the costs. This would be hard to do, but would be far simpler than trying to force all businesses to use a new identity system (that just ends up being leaked with two years). It creates an incentive for the businesses to care about actually verifying one's id.