I use Home Trust like the other poster, but Rogers is also an alternative if you can deal with their weird forex structure and the general unpleasantness of dea

I use Home Trust like the other poster, but Rogers is also an alternative if you can deal with their weird forex structure and the general unpleasantness of dealing with Rogers. (2.5% forex fee and then 4% cashback on forex transactions, so you still get hosed on forex if you ever get refunds on the card) Home Trust has a few annoyances too, most notably a 10-transaction per day limit that you can run into when travelling. Otherwise Scotiabank Gold Amex recently dropped their forex fee and might work for you depending on spending habits.