I completly disagree. When you are owning a house or apartment - each payment of mortgage builds your own equity. This is not the case with renting, plus when

I completly disagree. When you are owning a house or apartment - each payment of mortgage builds your own equity. This is not the case with renting, plus when you actually own it and have to move - you can also rent it. Also, rent over here costs almost as much as mortgage(or in some cases - even more) - the only issue is the down payment - so the investment bit is very off.