>nearly half of Americans simply cannot build any wealth or get out of any debt and likely can't meet the basic standards of education/transportation/food/housi

>nearly half of Americans simply cannot build any wealth or get out of any debt and likely can't meet the basic standards of education/transportation/food/housing that we used to assume was the birthright of any American If one takes the median household income in the United States $75,938[0] in 2017, you're asserting that it is literally impossible ("simply cannot") to design a budget to build wealth, get out of debt, and those other items you mention? Some families are certainly in a dire circumstance, but I disagree that the median family can't build wealth and meet those other items if they budget responsibly. [0] https://fred.stlouisfed.org/series/MEFAINUSA646N https://fred.stlouisfed.org/series/MEFAINUSA646N