> that only left myself as the scam artist and I knew I wasn’t trying to cheat anyone, so that took care of that concern. Er, yes you are. You are causing a bu

> that only left myself as the scam artist and I knew I wasn’t trying to cheat anyone, so that took care of that concern. Er, yes you are. You are causing a bunch of people to do a bunch of work producing no useful value for your own enrichment. Sounds like a scam to me; even if it's technically legal, it's still unethical. There are really two scams going on here. One is the credit card companies charging merchants fees and passing some of the money on to their customers in order to incentive the use of the cards. This eats into the profit margins of the merchants, who don't have much power to refuse credit card payments because the guy down the street/other store on the web will accept them. The other is using a credit card to buy cash, deposit it, and collect the rewards. Those rewards are coming out of merchant fees that the mint is paying; you're basically just having the mint pay you to give some extra work to your bank to sort out the coins. And of course, you're abusing the good will of you bank, who's (probably) sorting out those coins for free, which you just have on credit and are doing nothing of value with, and will not be deposited in your account long enough to be worth anything to the bank in interest. So yeah, it's a scam, and you're the scammer. This is not something to be proud of. Go produce something of value, that someone will pay you money for; don't try to find clever ways to get "free money," since anything that involves "free money" is either a charity or a scam on someones part.