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>but if you're only buying it for a few months to avoid being wiped out in case the worst happens, then you probably don't care about that. Right, as I said th
by HBKXNCUO 7y ago
>but if you're only buying it for a few months to avoid being wiped out in case the worst happens, then you probably don't care about that.
Right, as I said though, the coverage is retroactive to the day you lost your health insurance. So if you have a heart attack a month and a half after losing your job, you can buy COBRA after having the heart attack, and you won't have to pay for the heart attack.
- ken 7y agoThat's a good point. The optimal strategy, not knowing the future but assuming the most likely outcome is for nothing terrible to occur, is to buy no insurance for just under 2 months, and then buy COBRA (if something occurred and you need to retroactively cover it), or then buy an individual plan (to have basic coverage going forward).
- lordnacho 7y agoWhat if you're unconscious for a long time?
- HBKXNCUO 7y agoHopefully your spouse will sign you up.