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> "all sales are final" If you take credit cards, no sale is final until the CC company finalizes settlements. The times for this can vary depending on card h
by crankylinuxuser 8y ago
> "all sales are final"
If you take credit cards, no sale is final until the CC company finalizes settlements. The times for this can vary depending on card handler.
I know I use this to defend myself against unscrupulous or otherwise questionable merchants. But this can be easily turned to a bludgeoning weapon for customers to get their own way.
Anecdotally, I know over on reddit /r/ulpt "buying" and disputing or chargebacks are seen as getting free swag. Unethical in the extreme, but it works. The CC companies don't want to alienate customers from legit and bad transactions.
- pbhjpbhj 8y agoThe Consumer Rights Act in the UK limits claims for refunds for supply of defective goods to 6 years IIRC, so it's not just credit card companies who will reverse a transaction ex post facto.