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A good implementation helps with leaked credit card information if every transaction would use 3D Secure. I dont need to remember an extra password for my bank
by tpetry 8y ago
A good implementation helps with leaked credit card information if every transaction would use 3D Secure.
I dont need to remember an extra password for my bank (n26). I have to login to the app on my mobile and sinply allow the transaction by a tap. Easy as that, much more secure. I was impressed when i saw itctge first time.
- jjevanoorschot 8y agoOne of the reasons that merchants do not enable 3DS for all transactions is that it hurts conversion. However, from September 14, nearly all online transactions in the EU will need to be authenticated by 3DS (2.0). 3DS 2.0 is supposed to be a much smoother experience, thereby reducing the negative effect that it has on conversion.