3 ms·

If you dont have 30 min a day for exercise and you think its entirely because you have two kids this is simply not true.Perhaps your work day is too long, commu

If you dont have 30 min a day for exercise and you think its entirely because you have two kids this is simply not true.Perhaps your work day is too long, commute too long, both parents working etc, these things play far more into time management than just the kids themselves. Better time management is part of the lifestyle switch described above.

StudentStuff 8y ago
Most people don't have great time management or great financial management: https://www.npr.org/2016/04/24/475432149/could-you-come-up-with-400-if-disaster-struck https://www.npr.org/2016/04/24/475432149/could-you-come-up-w... Expecting people to suddenly improve and re-prioritize their lives accordingly is unrealistic, rather than working with people where they are on gradual improvements, encouraging them to take that big leap forward!
- opportune 8y ago
  that article had me face-palming so many times. Maybe people should stop worrying about how much they need to spend to appear to be in a certain "class" and instead just stop spending money to keep up with the Joneses. If you can't responsibly support a (non-west-coast/NYC) family on $130k then you just suck with money. Christ if you can't even come up with an extra $400/month as someone with a middle class income wtf are you even doing? Your bank probably followed the 34% rule if you bought a house, meaning you just took on a ton more debt after securing the biggest mortgage you could...
  - kasey_junk 8y ago
    I know lots of people who have monthly expenses that top their reasonable and well thought out mortgages. Education expenses, alimony, medical insurance/care & parental care are all major expenses for people. While I agree with your sentiment that too many people spend money on dumb crap, making broad statements about what everyone should do is a step too far.

3 ms·

If you dont have 30 min a day for exercise and you think its entirely because you have two kids this is simply not true.Perhaps your work day is too long, commu

by jamisteven 8y ago

StudentStuff 8y ago
Most people don't have great time management or great financial management: https://www.npr.org/2016/04/24/475432149/could-you-come-up-with-400-if-disaster-struck https://www.npr.org/2016/04/24/475432149/could-you-come-up-w... Expecting people to suddenly improve and re-prioritize their lives accordingly is unrealistic, rather than working with people where they are on gradual improvements, encouraging them to take that big leap forward!
- opportune 8y ago
  that article had me face-palming so many times. Maybe people should stop worrying about how much they need to spend to appear to be in a certain "class" and instead just stop spending money to keep up with the Joneses. If you can't responsibly support a (non-west-coast/NYC) family on $130k then you just suck with money. Christ if you can't even come up with an extra $400/month as someone with a middle class income wtf are you even doing? Your bank probably followed the 34% rule if you bought a house, meaning you just took on a ton more debt after securing the biggest mortgage you could...
  - kasey_junk 8y ago
    I know lots of people who have monthly expenses that top their reasonable and well thought out mortgages. Education expenses, alimony, medical insurance/care & parental care are all major expenses for people. While I agree with your sentiment that too many people spend money on dumb crap, making broad statements about what everyone should do is a step too far.