3 ms·

what?? what makes you think debit cards are less safe than credit cards? as far as I know here in EU all debit cards are smart cards with PIN code protection,

• SketchySeaBeast 8y ago
  I know that with credit cards money lost is the credit card's company, and there's a fair number of protections to keep consumers from paying that bill in the case of fraud, but with a debit card money lost would be directly from a bank account, and there seems to be less. Is there more fraud protection for bank cards in the EU?
  • C4stor 8y ago
    In France, for all banks I know, you can call, say "starting this date, all activity on my card is fraud", and you are refunded, no questions asked in the vast majority of cases. This seems quite enough for me.
    • SketchySeaBeast 8y ago
      Ah, so you do have those sorts of protections.
      • krn 8y ago
        In my country, it's possible to get the money back if somebody charged your debit card without your knowledge, but not if you approved the payment yourself. In such case, you are expected to solve the issue with the merchant yourself. Just as you would be, if you had paid in cash. Which seems to be reasonable considering that the maximum allowed debit card fee in the EU is 0.2%.