3 ms·

And people keep taking out loans because the (anticipated) ROI is still positive, eg, there is consumer surplus available to be captured

• jimbokun 8y ago
  But the ROI keeps going down, and may be negative soon for many degrees.
  • ishjoh 8y ago
    I suspect it's already negative for a number of degrees but there isn't enough data to prove that yet.
  • kardos 8y ago
    Well that's the (anticipated) bit...