4 ms·

Oh no, work if you want, but don't think your employment will be secure until you're ready to retire. Make sure you live a life and have a plan so that when yo

by grecy 8y ago

Oh no, work if you want, but don't think your employment will be secure until you're ready to retire. Make sure you live a life and have a plan so that when you get fired, or when your retirement plan collapses, or when they raise the retirement age, or any one of 500 other very likely outcomes occur you can still live a good life.

throwaway287391 8y ago
I don't think I understand your point. If you believe the headline and think you're more likely to get fired when you're 50+, isn't that a sign that you might have no choice but to "sell your best years" (presumably the <50 ones), if anything? > Make sure you live a life and have a plan so that when you get fired ... you can still live a good life. Well yeah, I think just about everyone would like to have both a great life and financial security. The problem is that those two goals can be at odds for some/most people.
throwaway98121 8y ago
So that plan is save money in your post tax accounts (non retirement) and keep some insulated from the market fluctuations? No offense op, but if you have a clear idea, it’s better to communicate clearly. Why play riddles and not flat out state what you’re trying to state?
- grecy 8y ago
  I don't like to tell people how to live. My plan is to live cheaply through my 20s, 30s and 40s, and put away money so that I can continue to do that forever, without really needing a lot of money because my wants and expenses are low.
  - imtringued 8y ago
    I've had this plan when I was 18 and now that I'm 22 I'm not so happy with it. I've had a bit of luck and acquired a dirt cheap apartment this year so maybe frugality will pay off but so far I feel like it's holding me back.
    - grecy 8y ago
      I've driven from AK to Argentina (2 years) and around Africa (2.5 years and counting). Lived in the Yukon and went to Alaska all the time. I've snowboarded multiple 100+ day seasons, been a kayak guide, hiking guide, snowboard instructor and now I'm a freelance travel writer and photographer. I've never owned a TV or a new car, never lived alone (always in a share house) and I've never bought a phone, I just get old, old ones off friends. It's working great for me.
deleted 8y ago
[deleted]

by grecy 8y ago

throwaway287391 8y ago

I don't think I understand your point. If you believe the headline and think you're more likely to get fired when you're 50+, isn't that a sign that you might have no choice but to "sell your best years" (presumably the <50 ones), if anything? > Make sure you live a life and have a plan so that when you get fired ... you can still live a good life. Well yeah, I think just about everyone would like to have both a great life and financial security. The problem is that those two goals can be at odds for some/most people.

throwaway98121 8y ago

So that plan is save money in your post tax accounts (non retirement) and keep some insulated from the market fluctuations? No offense op, but if you have a clear idea, it’s better to communicate clearly. Why play riddles and not flat out state what you’re trying to state?

grecy 8y ago
I don't like to tell people how to live. My plan is to live cheaply through my 20s, 30s and 40s, and put away money so that I can continue to do that forever, without really needing a lot of money because my wants and expenses are low.
- imtringued 8y ago
  I've had this plan when I was 18 and now that I'm 22 I'm not so happy with it. I've had a bit of luck and acquired a dirt cheap apartment this year so maybe frugality will pay off but so far I feel like it's holding me back.
  - grecy 8y ago
    I've driven from AK to Argentina (2 years) and around Africa (2.5 years and counting). Lived in the Yukon and went to Alaska all the time. I've snowboarded multiple 100+ day seasons, been a kayak guide, hiking guide, snowboard instructor and now I'm a freelance travel writer and photographer. I've never owned a TV or a new car, never lived alone (always in a share house) and I've never bought a phone, I just get old, old ones off friends. It's working great for me.

deleted 8y ago

[deleted]