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I specifically have a calculation I use to be real with myself. I subtract all taxes and expenses from my gross pay, and then divide by the number of hours I wo
by anoncoward111 8y ago
I specifically have a calculation I use to be real with myself. I subtract all taxes and expenses from my gross pay, and then divide by the number of hours I work.
Believe it or not, I'm only saving 3 dollars an hour of my pay. That's about $6300 a year because I work about 2100 hours.
If you account for commuting time and emotional/physical toll of working, I'd say it's nearly negative pay.
- dirktheman 8y agoDifferent countries have different cost of living expenses. Housing+food+transportation in SE Asia is much, much cheaper than the US or Western Europe. For USD1500 a month you can live like a king in Bangkok, or a pauper in SF. Saving money isn't just about making more money, but just as much as cutting expenses.