I think you should not chase returns and pick risky investments AND not have a 1% manager. You can pay for a good CPA and a good attorney, but I am very skept

I think you should not chase returns and pick risky investments AND not have a 1% manager. You can pay for a good CPA and a good attorney, but I am very skeptical that in the long run you will do better with someone managing your money than ETFs and bonds. There is a myth that the wealthy get better advice. Sometimes. But people that want to advertise their skill advertise to the wealthy. There is tons of survivorship bias in wealth managers. You tend to hear about success, people are embarrassed by setbacks. Take it with a grain of salt.