> ...and federal regulators banned them for consumer loans in 1985. But New York still allows them for business loans. perhaps they can soon apply it to consum

> ...and federal regulators banned them for consumer loans in 1985. But New York still allows them for business loans. perhaps they can soon apply it to consumer loans as well, claiming the consumer failed to register as a business towards the government? it's like Alice in Wonderland where she or someone else is accused of writing a letter, but after pointing out it's not even the accused's handwriting, this is viewed as cementing the malicious intent when the accused supposedly wrote the letter...