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I have some friends who find that they budget much more successfully when they use only cash... they can see exactly what they have left this week or month.
by greglindahl 8y ago
I have some friends who find that they budget much more successfully when they use only cash... they can see exactly what they have left this week or month.
- XorNot 8y ago"Because I lack mental discipline a technology must be bad" This is an argument in the same vein as any number of self-assured blog posts which do the rounds through HN of "Why I stopped using X" and "Y considered harmful". Power to your friends maybe, but it's not an argument one way or another over the merits of the system - its an argument about things they do personally to ensure self-discipline.
- llukas 8y agoYoure blaming victims - if system makes it harder for people to be in control this is systems property not peoples - youre making "fundamental attribution error".
- greglindahl 8y agoThey don't think they're victims, they think they found a system that works for them. And they don't think it should be what everyone does. I had no idea that such a simple story would attract such strong reactions.
- Aeolun 8y agoEverything else being equal. If one payment system helps you budget better, then it’s clearly better than the other.
- rmrfrmrf 8y agoReally? I find it to be the exact opposite. I budget much better when I can see what I'm spending money on rather than how much cash I have on-hand.