I am interested to understand how does these attacks work. The article states, after the victim disclosed the CC number there were ATM transactions performed u

I am interested to understand how does these attacks work. The article states, after the victim disclosed the CC number there were ATM transactions performed using it. How are scammers able to generate a physical card in first place to perform ATM transaction? Is it something similar to card skimming with cards having magnetic stripe? Can this attack be performed with cards using chips? Also I often come across a fraudulent transaction being performed even if only credit card number is disclosed, while cvv and expiry date are not. As per my understanding all 3 info is needed to perform a transaction. Do anyone have some resource where these attacks are discussed in detail and how they are carried out.