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Also, for anyone that doesn't know: you can request an old school ATM card (not a debit card, i.e. no MC/Visa logo) from your bank and use a credit card for pur
by fitzroy 8y ago
Also, for anyone that doesn't know: you can request an old school ATM card (not a debit card, i.e. no MC/Visa logo) from your bank and use a credit card for purchases instead.
This reduces the exposure of a critical account. And if you do become a victim of fraudulent charges, you don't have to worry about your bank account being drained immediately (possibly resulting in overdrafts, etc).
- reaperducer 8y agoCard skimming has become so rampant where I live that I don't ever put a bank or credit card in a gas pump. I got a gas company card (non-Visa/MC) with a super-low limit, and when I need to buy gas I make a payment online with my phone, then pump away knowing if it got skimmed, the perps would probably throw the info out because it's not usable anywhere else, and even if they used it at the gas station, they'd only get $10. The local sheriff was on TV last year telling everyone to only pay cash for gas — never put a credit or debit card in a gas pump card reader.
- Scoundreller 8y agoWhere do you live?
- voltagex_ 8y agoHow quick does the payment from your phone go through? Australia's only just implemented fast cross-bank transfers (PayID) but the implementation compromised privacy and only works in some circumstances.
- reaperducer 8y agoIt’s not cross bank. But because I have a history of paying the gas card from a particular checking account, I get credited for it instantly.
- bshep 8y agoAlso have two accounts: - Account #1: salaries and deposits go here, no ATM - Account #2: gets regular transfers from account #1, whatever you spend each week on your ATM, has an ATM, blocked on overdraft If ATM is compromised the only money at risk is whatever is left in Account #2 This minimizes your exposure