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I guess it depends on the country and insurer. I insured my moped by myself at the age of 16. Paid €150 per year which was a lot of money for me. When I bought
by systemtest 8y ago
I guess it depends on the country and insurer. I insured my moped by myself at the age of 16. Paid €150 per year which was a lot of money for me. When I bought my first car at the age of 22 I only had to pay €300 per year for liability because my no-claims bonus was almost at the maximum amount.
- wink 8y agoYeah it absolutely depends, I've seen a lot of calculation models so please don't take anything I wrote above as advice, was just trying to show a different side. FWIW, for me it was: car insured with parents until I was like 23 I think, and those first 4-5 years were cheaper by A LOT. And then I could still claim my "no accident/damages in 5 years" fee reduction, although maybe not as much as I could've gotten. But money was a bit tight, so it wasn't really a question of "will this save me something in 10 years" more like "I prefer to have a car (first own, cheap one)" over "nope, no car".