5 ms·

disclaimer: i'm a health insurance broker if you have non-poverty-level income, you can buy a policy for about $300-500 a month through most state exchanges i

disclaimer: i'm a health insurance broker if you have non-poverty-level income, you can buy a policy for about $300-500 a month through most state exchanges if you have poverty-level income (no stock dividends, no capital gains, havent worked w2 job in years), then you can qualify for Medicaid another option is to open a 1-2 employee LLC or LLP and buy small group health insurance. typically these plans are about $5-7k a year and have somewhat reasonable deductibles and somewhat reasonable out of pocket maxes. at the very least, a $100,000 appendix surgery will only cost you $7,000 max, and then you are covered for all other medical expenses for the rest of the year

ataturk 8y ago
When I was between jobs last year, I did not find any "$300-500" per month. No! I ended up doing COBRA and spending $1400/month, which is a mortgage! Had I found more reasonable health insurance I would not have jumped at the first offer I got and put myself in the situation I am in now. Shit, at $500/mo for health ins. I could have actually stayed inside my budget and really improved my career. Now I'm sitting here, it's a year later, and I'm a year older, and still wondering how the hell to pull of the next decade of employment (or whatever).